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A foreign passport and a Georgian phone number: who buys insurance for Georgia?

A study of insurance for Georgia from January to September 2026 covered citizens of 89 countries. Russian and Ukrainian citizens appeared most often. Orders for a notable share of insured people included Georgian phone numbers, which may suggest that they already live in the country.

Data from January to September 2026
An evening view of old Tbilisi

Which countries were insured people citizens of?

The ten most common countries of citizenship were:

CitizenshipShare of insured people in the study
Russia31.0%
Ukraine26.7%
Kazakhstan6.6%
Belarus6.3%
Israel2.4%
Azerbaijan2.3%
Greece2.3%
Kyrgyzstan2.3%
Armenia2.3%
Uzbekistan2.0%

Who had a Georgian phone number?

For Russian citizens, a Georgian +995 phone number was provided in 41.9% of cases. The share was 32.5% for citizens of Belarus, 26.2% for Ukraine and 17.5% for Kazakhstan.

Some of these foreign passport holders have probably already settled in Georgia and use a local phone number. Their insurance purchases show another feature of this group: how long they chose to be covered.

Among Russian citizens whose orders included a Georgian number, policies lasting more than 90 days appeared in 18.9% of cases. For Russian citizens with a phone number from another country, the share was 3.7%.

The same difference appeared among Ukrainian citizens: 21.7% with a Georgian number versus 4.4% with a foreign number. In both groups, long policies were chosen about five times as often when a +995 number was provided.

About the study

The study uses anonymised data from confirmed VisitGeorgia.online orders from January to September 2026. For each insured person, we looked at the citizenship entered for the policy, the phone number on the order and the policy duration. Repeat purchases were counted separately.

How we check information